There is nothing more annoying than to have solicitors intruding into your life by telephone. Millions rejoiced when Do Not Call lists were instituted and we all reclaimed precious time in our lives by joining it .
Not quite so intrusive is all the junk mail that clogs our mailboxes, trashcans and landfills. I would be delighted to never receive another offer to refinance my home, buy more insurance, open a Capitol One credit card, or borrow money of any sort.
I am also more than a little annoyed that credit burueas are allowed to sell my information, FICO scores and other data to these soliciting firms.
Want to opt out?
Under the Fair Credit Reporting Act (FCRA), you have the right to opt out from offers and prevent the credit reporting companies from selling or providing your credit and contact information to third party solicitors.
To do so, just go to OptOutPreScreen and complete a simple form. By doing so, Equifax, Experian, Innovis and TransUnion will be unable to share your information for at least five years. If you wish to permanently do so, instructions are provided for doing so by mail.